Chip in together. Nobody walks off with it.
One link for the whole group. Everyone puts in their share, the money stays locked, and it only moves by the rules you all agreed on.
Three steps. One link.
No group admin chasing people, no "I'll send it later", no one person holding everyone's money.
Start a pot
Name it, set the goal and the deadline, and pick the rule for how the money can move.
Share one link
Drop it in the group chat. Everyone opens it, connects a wallet and chips in their share.
It moves by the rules
The pot pays out only the way you agreed. Miss the goal and everyone gets their money back.
Built so nobody can run with the pot.
The money sits in the pot, not in someone's wallet. These rules are set when the pot is created and nobody can change them afterwards.
Your share is yours
No one can pull out money someone else put in. Before a payout you can always see exactly what's in and who put it there.
All or nothing
If the goal isn't reached by the deadline, every person can take back exactly what they put in. Nothing is lost to a half-planned trip.
The group decides
Pick "Group vote" or "Everyone agrees" and a payout needs a yes from the people who chipped in. The organizer can't do it alone.
| Who can move the money? | Before the goal | After the goal |
|---|---|---|
| You | Take back your own share* | Vote on payouts |
| Another friend | Nothing of yours | Vote on payouts |
| The organizer | Nothing | Receive it, by the pot's rule |
| GroupPay | Nothing | Nothing |
* The organizer can lock early exits for pots like flat deposits. Refunds after a missed deadline always work.
Spend it where it's needed.
When the pot pays out, the money can land in a Solana wallet, or straight on an xMoney card to pay the Airbnb, the tickets or the gift in the shop.
Start a pot.
Takes a minute. You sign it with your wallet and get one link for the group.
Every pot buys $GROUPPAY.
A 0.5% fee on each contribution is the only thing GroupPay takes, and all of it buys back $GROUPPAY on the market.
of every contribution buys $GROUPPAY. Chip in 100 USDC and 0.50 USDC goes to the buyback. No other fees, no payout fees, no spread.